Budget for the Holidays – Starting Now!

Sure, the holidays are still months away, but they will creep up on us before we know it! Planning now will help you manage your spending in the coming months. Here are some tips to save you some cash:

• Set aside just $10 or $20 each week now, and you’ll have $200 to $400 by early December. That’s a small amount to set aside each week that could equal many gifts in just a few months. Plus, using cash instead of credit cards will help you avoid interest charges. A BFCU Christmas Club Savings Account is the perfect place to stash your holiday cash!
• Look for sales NOW on things your friends and family might like as gifts. Doing this will help you get a jump on all the other holiday shoppers who won’t be snagging all the best bargains until months from now. 
• There are few things more thoughtful than homemade gifts, so start making them now to give you plenty of time to finish before the holidays. The possibilities are endless – you could knit scarves or sweaters, make candles, make jam out of fresh summer fruit, create stationery out of photos you’ve taken, or do anything you can imagine. The internet is full of ideas. And your one-of-a-kind homemade gifts will surely be treasured by your recipients!

Remember – planning and budgeting for holiday spending now can save you money, so consider starting your plan of attack today. Come December, you’ll be so glad you did!

Open a Christmas Club Savings Account here.